Vanguard Target Retirement Funds
You worked hard to save for retirement. Now choose a fund that works just as hard for you.
BY THE VANGUARD GROUP
Get a complete portfolio in a single fund
Vanguard Target Retirement Funds give you a straightforward approach to a sophisticated problem: how to invest successfully for retirement.
Each fund is designed to help manage risk while trying to grow your retirement savings.
Less risk through broader diversification
Each of the Target Retirement Funds invests in Vanguard's broadest index funds, giving you access to thousands of U.S. and international stocks and bonds, including exposure to the major market sectors and segments.
A professionally managed asset mix
The funds' managers gradually shift each fund's asset allocation to fewer stocks and more bonds so the fund becomes more conservative the closer you get to retirement.
Automatic rebalancing
The managers then maintain the current target mix, freeing you from the hassle of ongoing rebalancing.
Low costs
On average, Vanguard Target Retirement Fund expense ratios are 74% less than their peer-group averages.*
When you're paying less for your funds, more money stays in your account working for you.
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