The VA Loan has many advantages that make it one of the most appealing paths to homeownership — and this great benefit is reserved exclusively to those who bravely served our country and select military spouses.
When combined, the benefits of the VA mortgage allow service members and Veterans to take advantage of substantial cost savings under qualification requirements designed specifically for members of the military and their unique needs.
Lower Payments
Competitive interest rates and no private mortgage insurance mean lower monthly payments.
No Down Payment
The VA Home Mortgage is one of the only home loans available today with no down payment required.
Easier to Qualify
The VA Loan Program provides homeownership opportunities for millions who wouldn't otherwise qualify for conventional financing.
First-Time Buyers
No down payment and relaxed credit standards means loans from the VA Program are especially helpful for first-time homebuyers.